nathanr|ca

Editor's note: I do this with a credit card (not a prepaid one, a normal one). I put all the money I'm going to spend onto the credit card and when the balance is at zero, I can't spend any more.

6:08 AM on Fri Apr 4 2008
By Kevin Purdy

Ramit at I Will Teach You To Be Rich shares a system his friend uses to set a firm amount of discretionary spending each month and then not spend more. It's a take on the "cash in envelopes" system (represented digitally in programs like Budget) and it's just as grok-ableâ€"when the money's gone for the month, it's gone.

Source: Lifehacker